Optimum Mortgage — is a full-service lender providing mortgage brokers with alternative mortgage solutions for their clients. We fund residential mortgages based on our Sensible Lending® philosophy, where each credit application is considered based on its own specific merit and circumstances. We offer true N.I.Q. (Non-Income-Qualifying) lending, as well as high-ratio and conventional A-product mortgages.

We are headquartered in Edmonton, Alberta, with local representation across Western Canada and Ontario. Our broker-dedicated underwriting centre is open Monday through Friday, as follows:

Optimum Mortgage is the broker-focused residential lending business of Canadian Western Bank (CWB). CWB and its operating companies/divisions collectively offer services in the areas of banking, trust, insurance and wealth management, and are together known as Canadian Western Bank Group (CWB Group). Visit www.cwbankgroup.com for additional information.