About Us

Optimum Mortgage — is a full-service lender providing mortgage brokers with alternative mortgage solutions for their clients. We fund residential mortgages based on Sensible Lending®, where each credit application is considered based on its own specific merit and circumstances. We offer true N.I.Q. lending, as well as high-ratio and conventional A-product mortgages.

We are headquartered in Edmonton, Alberta, with local representatives across Western Canada and in Ontario. Our broker-dedicated underwriting centre is open Monday thru Friday, as follows:

Eastern: 9:30 a.m. to 8:00 p.m. (7:00 p.m. on Fridays)

Central: 8:30 a.m. to 7:00 p.m. (6:00 p.m. on Fridays)

Mountain: 7:30 a.m. to 6:00 p.m. (5:00 p.m. on Fridays)

Pacific: 6:30 a.m. to 5:00 p.m. (4:00 p.m. on Fridays)

Optimum Mortgage is a member of the Canadian Western Bank Group. Canadian Western Bank (TSX: CWB), our parent company, is the largest Canadian owned bank headquartered in Western Canada and has over $12 billion of combined balance sheet assets. The CWB Group currently employs over 1,700 people working in more than 50 communities across Canada.

Visit cwbankgroup.com for additional information about Canadian Western Bank Group.