Who we are
Optimum Mortgage is a full-service residential lender that provides customized lending solutions for traditional and non-traditional borrowers. We offer the security of a Schedule I Bank (Canadian Western Bank), products to support your clients’ long-term needs, and great personal service for you and your clients.
We strive to serve the financial needs of borrowers who meet income and credit requirements of traditional lenders and those who do not. That’s why we offer a full range of ‘A’ and alternative lending products. This includes:
- High ratio insured mortgages
- Conventional ‘A’ mortgages
- A competitive home equity line of credit, Homeworks®
- Financing up to 85% loan-to-value
- Rental product for real estate investors
- Commercial lending products
As industry experts in alternative lending, we work hard to provide great personalized service to all ‘out-of-the-box’ borrowers, including borrowers who: are self-employed/business-for-self, have bruised credit, or are commissioned individuals with stated income.
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