Products

Optimum Mortgage Products

Click on your province to see
current info for your area.

Stated Income/NIQ Rate Special

Opti-85 Bundled Product

(Currently available only in Alberta, British Columbia [selected areas], and Manitoba)
A bundled product which gives your customer up to 85% financing, without insurance fees.

Stated Income/NIQ Rental Rates

1-year 4.99%; 2-year 4.99%; 3-year 5.35%

Our Products - At a Glance

A quick overview of our current products.

Multi-Family Property Mortgage

Financing up to 75% loan-to-value; purchases, refinances, renovations, condo conversions; rentals with a minimum of five units and/or mixed-use (commercial/residential) projects.