CWB Optimum Mortgage

Quick access to today's WFG rates

Fixed and variable A Rates

 Term Rate Referral fees
5-year fixed 3.29% 20 BPS
4-year fixed 2.99% 20 BPS
3-year fixed 2.69% 20 BPS
2-year fixed 2.69% 20 BPS
1-year fixed 2.69% 20 BPS
5-year variable (680+ beacon, owner-occupied only) Prime + 0.20% 20 BPS

 

 

HOMEWORKS

 BEACON Rate  Referral fees
 680+ Prime + 0.20%  20 BPS

 

Alternative lending rates

British Columbia, Alberta, Manitoba, Saskatchewan, and Ontario

 Option 1 (with fee) Lender fee Referral fee
1-year 4.49% 1.00% 40 BPS
1-year open 1.00% N/A
2-year 4.75% 1.00% 40 BPS
3-year 5.05% 1.00% 40 BPS

 

Option 2 (no fee) Lender fee Referral fee
1-year 5.40% 1.00% 40 BPS
2-year 5.49% 0.00% 40 BPS
3-year 5.49% 0.00% 40 BPS

 

Atlantic Canada 

Option 1 (with fee) Lender fee Referral fee
1-year 5.49% 1.00% 40 BPS
1-year open 1.00% N/A
2-year 5.74% 1.00% 40 BPS
3-year 6.05% 1.00% 40 BPS

 

Option 2 (no fee) Lender fee Referral fee
1-year 5.49% 1.00% 40 BPS
2-year 6.49% 0.00% 40 BPS
3-year 6.49% 0.00% 40 BPS

 

Alternative lending variable rates

British Columbia, Alberta, Saskatchewan, Manitoba, Ontario

 Term

BEACON

Rate

Lender fee 

Referral fees

 5-year variable  600+ Prime + 1.50% 1.00%  20 BPS

 

Atlantic Canada

 Term

BEACON

Rate

Lender fee

Referral fees

 5-year variable  650+ Prime + 3.00% 1.00%  20 BPS
 600-649 Prime + 3.50% 1.00%

 20 BPS

 

 

Rental rates

British Columbia, Alberta, Saskatchewan, Manitoba, and Ontario

 Term Rate Lender fee Referral fee
1-year 5.49% 1.00% 20 BPS
2-year 5.49% 1.00% 20 BPS
3-year 5.85% 1.00% 20 BPS

Atlantic Canada 

Term Rate Lender fee Referral fee
1-year 6.49% 1.00% 20 BPS
2-year 6.49% 1.00% 20 BPS
3-year 6.85% 1.00% 20 BPS