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All of our rates in one convenient place

Rates

Our underwriters will work with you to find the right solution for your clients specific circumstances with service that is error-free, hassle-free, and on time.

Fixed rates

Nationwide Alternative Lending Rates

  • Northwest Territories and Quebec are not serviced at this time 
  • Rates are subject to change

Act fast! We're offering a 4 year term for a limited time only: 

 

4 Year Term: 6.59%
Beacon 680+ 

  • 1% fee 
  • 90 BPS Referral fee 
  • All income types apply

4 Year Term: 6.69%
Beacon 600-679 

  • 1% fee 
  • 90 BPS Referral fee
  • All income types apply

 4 Year Term: 7.14%
Beacon 550-599

  • 1% fee 
  • 90 BPS Referral fee
  • All income types apply

4 Year Term: 7.49%
Beacon 500-549

  • 1% fee 
  • 90 BPS Referral fee
  • All income types apply

 Exclusive VIP Offer 

  • 25 BPS rate discount off the posted rate
  • All submissions eligible
  • Includes the Limited Time 4 Year Term offering
  • Applies to all VIP status brokers

Partner Perks

  • 20 BPS rate discount off the posted rate
  • All submissions eligible
  • Includes the Limited Time 4 Year Term offering
  • Applies to all Partner and Preferred status brokers

680+ BEACON

Term

Rate

Lender fee

Referral fee

1 year 6.94% 1.00% 50 BPS
2 year 6.79% 1.00% 60 BPS
3 year 6.59% 1.00% 80 BPS

600 - 679 BEACON

Term

Rate

Lender fee

Referral fee

1 year 7.04% 1.00% 50 BPS
2 year 6.89% 1.00% 60 BPS
3 year 6.69% 1.00% 80 BPS

550 - 599 BEACON

Term

Rate

Lender fee

Referral fee

1 year 7.49% 1.00% 50 BPS
2 year 7.34% 1.00% 60 BPS
3 year 7.14% 1.00% 80 BPS

500-549 BEACON

Term

Rate

Lender fee

Referral fee

 1 year 7.89% 1.00% 50 BPS
 2 year 7.79% 1.00% 60 BPS
3 year 7.49% 1.00% 80 BPS
Rental rates

BC, AB, SK, MB, ON, NB, PEI, NS, NF

  • Purchases and Refinances
  • Minimum BEACON 600+
  • Priced at 50 BPS above standard rates
  • 1 - 3 Year terms
  • 1% Lender fee
  • Standard referral fees

*rates are subject to change

Variable rates

BC, AB, SK, MB, ON, NB, PEI, NS, NF

Term

BEACON

Rate

Lender fee

Referral fees

5 year variable 600+ Prime +0.50% 1.00% 100 BPS
Rate sheet & product booklet 

Download our rate sheet and product booklet

Rate sheet Canada Rate Sheet 
Product booklet Canada Product Booklet Coming Soon