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The Optimum Advantage

We are a full-service lender, providing personalized lending solutions that will meet your needs. We offer a variety of products, including flexible alternative solutions for clients who may not fit within traditional guidelines.


Service advantage

  • Best in class service: voted in the top 3 alternative lenders 4 years running
  • One stop shopping for your salaried, self-employed, commissioned, and bruised credit clients
  • Industry-leading turnaround times
  • Regular status updates throughout the funding process; we call them milestone emails
  • Experienced and knowledgeable team of BDMs and underwriters dedicated to growing your business


Product advantage

  • Every mortgage is backed by the security Canadian Western Bank. The largest Schedule I bank in Western Canada
  • Common sense approach to underwriting
  • We offer low rates with fee or no fee options
  • We pay out CRA, judgements and consumer proposals
  • Competitive 'A' and alternative lending products
  • We offer refinances as well as blend & extend options with no requirements to have a bona fide sale
  • Prepayment privileges, accelerated payment frequencies and portability options
CWB Office Towers

All about CWB Optimum Mortgage

Sensible LendingĀ® solutions. Great personal service.